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I just wanted to thank you for all your help with my new house. Njmortgagedepo.com have been truly wonderful in sorting everything out on time. Your services and response times are incredible.Vickie, NJ

Frequently Asked Questions

With a view to simply your mortgage purchase process we have compiled a list of frequently asked questions about purchasing mortgage in New Jersey and about NJmortgagedepo.com. If you have any further queries please Contact Us, we will be Happy to answer your Questions.

1.What is NJmortgagedepo?

2.How long should I wait to receive your offers?

3.What is APR? How is it different from mortgage interest rate?

4.My credit ratings are not too impressive can I still apply for a mortgage loan?

5.How much mortgage will I qualify for?

6.How can you guarantee superior rates?

7.How to apply for mortgage with NJmortgagedepo.com?

8.What are your charges?

9.How to compare cost of different mortgage programs to identify lowest rates?

10. Are there any ways to save money on my mortgage loan?



1. What is NJmortgagedepo.com?

NJmortgagedepo.com is an online mortgage brokerage that serves as a valuable link between borrowers and lenders in New Jersey. We strive to find best mortgage programs for our clients in tune with their specific requirements.

2. How long should I wait to receive offers?

NJmortgagedepo.com strives to offer prompt services to enable speedy mortgage processing. Once we receive your quote our mortgage professionals will study your requirement and will provide you with excellent offers within 24 hours.

3. What is APR? How is it different from mortgage interest rate?

Mortgage interest rate is the base rate of your mortgage loan. Your monthly mortgage payment amounts are calculated based on this base rate. APR (Annual Percentage Rate) refers to the total yearly cost of your mortgage loan. APR includes base interest rate, mortgage insurance, loan origination fees, points and other relating expenses.

4. My credit ratings are not too impressive can I still apply for a mortgage loan?

NJmortgagedepo.com understands that there may be genuine reasons for a bad credit score and strongly feel that you should not be deprived of an affordable mortgage program. Kindly take a few seconds to fill out our NJ Mortgage Quote. We will study your situation and will find you reasonably priced mortgage programs in tune with your requirements.

5. How much mortgage will I qualify for?

There are no standard guidelines to determine how much mortgage you qualify for. Whether or not you qualify for a mortgage is based on individual lenders criteria and the type of mortgage you choose. Fill out our quick mortgage quote and let us determine if you qualify for the mortgage that you require.

6.How can you guarantee superior rates?

One of our main aims is to secure lowest interest rates for our customers based on their specific situations. We work with a network of prescreened lenders offering quality mortgage programs at most competitive rates. Years of experience in the mortgage industry and daily contact with numerous mortgage lenders and brokers have helped us understand how to secure best rates in our client's interests.

If you are looking for tips on how to reduce mortgage interest rates then read through our
NJ Mortgage Advice & Articles for comprehensive mortgage information.

7.How to apply for mortgage with NJmortgagedepo.com?

NJmortgagedepo.com offers simple as well as quick ways to apply for mortgage loan. With us you can purchase mortgage in three simple steps:

  • Fill out our quick hassle FREE Online New Jersey Mortgage Quote.
  • Compare among offers provided by top mortgage lenders.
  • Select the mortgage plan that best suites your requirements.

8. What are your charges?

Absolutely nothing! We offer services to our clients completely free of cost. There are absolutely no hidden costs of any kind.

9.How to compare cost of different mortgage programs to identify lowest rates?

In order to compare cost of mortgage programs you need to consider the quoted mortgage interest rate, amount of points, origination fees (if any) associated with that particular interest rate, and the length of time the lender will promise to deliver that price to you.

10.Are there any ways to save money on my mortgage loan?

Yes you can reduce cost of mortgage by opting for a shorter amortization period. Consider applying for a biweekly mortgage to pay off your mortgage sooner.